Investment Read Time: 3 min Key Money Moments: 4 Times You Should Talk to a Pro Share | Related Content Insurance Needs Assessment: Married With Children When you’re married and have children, insurance needs will be different. Do You Owe The AMT? If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.